Information, advice, links and resources on preventing repossession of your home. Advice on what you can do to prevent repossession and who can help...
If you are unable to afford your mortgage payments and are facing repossession, the first port of call should be your mortgage company or bank. Repossession is a last resort for the lenders and it may be possible to resolve the matter by speaking to them directly. Contact them for repossession advice and for their recommendations on how best to prevent the repossession process.
If you are experiencing severe financial difficulties as a result of losing your job for instance, financial help with your mortgage payments may be available under your local authorities' housing benefits scheme. Under some circumstances, you can apply for housing benefit to cover part or all of the interest payments on your mortgage. Contact your local council and seek advice on your repossession situation from their housing benefit department.
Other organisations offering repossession advice include...
Citizens Advice Bureau
The CAB offer advice and information to homeowners experiencing financial problems and the threat of repossession.
Shelter: The charity for housing and homelessness
Shelter are a charity that can offer advice on property repossession and the consequences.
Network House Buyers advise people facing repossession and offer a cash property sales solution that can enable them to clear their mortgage - and continue living in their home if they wish.
Click here to arrange a confidential valuation of your home and see how we can help you stop repossession